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Dog Breeds That Can be a significant risk to Your Homeowners Insurance

We all know that acquiring a dog for your family is not an easy job. Before making that critical decision, there are many factors to consider, mainly with children in the picture. Although dogs have gained an image as man’s most trusted companion, you should not choose a pet that has a bad attitude and one that might be a risk to your family and make your neighbors uncomfortable.
So, let’s take a look at some breeds of dogs that would make excellent pets for families:

1.The Alaskan Malamute

The Alaskan malamute is an affectionate breed of dog. When they’ve been adequately trained and properly, they will guard your family members with their lives.
But the Alaskan malamute breed to survive in the harsh tundra conditions in the Alaska wilderness. This means their personality isn’t suitable for being a good playmate for kids in the early years. However, they are trained as leaders, which implies that they’ll require a lot of socialization to be around other animals and humans. Additionally, Alaskan malamutes malt a lot, which means people with respiratory issues like asthma or others are likely not to find them particularly attractive.

2.The Rottweiler

A rottweiler has been portrayed as one of the most dangerous dog breeds, but this isn’t the reality. But, because of the flimsy reputation, a Rottweiler could trigger your homeowners insurance premiums to go up dramatically.
The breed was initially bred to assist in strenuous farm chores and herding cattle and sheep. These beasts are incredibly robust and have the character to be matched. However, they can also reduce their strength and become extraordinarily gentle and playful. And with the proper training and a confident master, even the powerful and imposing rottweiler can become a household pet.

3.The Bullmastiff

The bullmastiff is a different breed of dog that begins as a cute puppy, later growing into a vast canine. In addition, they appear to be unaware of their dimensions and their strength at times. If you play outdoors with this breed, make sure you be vigilant with your kids as if the bullmastiff can get a full roar, it is possible to run over children of a smaller size and cause severe damage.
Bullmastiffs are also an aggressive breed; however, appropriate training can control aggression. If, however, you choose to adopt a fully grown bullmastiff, then you are going to find it harder to train than some other breeds with a tendency to be aggressive.

4.The Saint Bernard

Saint Bernard can be confused with the size of a fluffy, big Teddy bear. However, appearances can be misleading. The saint Bernard is incredibly violent at times, mainly when he is scared. However, they are trained to become the ideal pet for the family, even though their impulsive nature makes the training challenging at times. In addition, their aggressive behavior could be a problem for the insurance premiums you pay.

5.The Weimaraner

Weimaraners were bred originally to hunt, so it’s not a surprise that they enjoy running and are extremely quick. They’re also highly energetic and require ways to release their energy throughout the day. They tend to be bored sitting around, and kids can make them jump up. This is particularly true when they’ve not found a way to let loose that energy throughout the day.
The Australian Shepherd

The breed was created to be an animal to watch over or as a rescue dog. One of the traits that stand out for this gorgeous breed is courage and loyalty. It is also a very active animal. If they don’t release that energy, they might have behavioral issues. It is essential to note that they may be somewhat unapproachable when first meeting someone. The Australian shepherd can be an excellent pet for the family with the proper instruction.

6.The Siberian Husky

The Siberian Husky was bred to be a working dog, which created a tough dog breed full of energy. They were in packs and developed strong protection instincts. However, this only applies to family members. They are not good guard dogs. They have lively personalities, require lots of attention, and are competitive with children. But, with enough time, they can be taught to become a highly loyal member of the families.

7.The Affenpinscher

The Affenpinscher is a sly but playful animal whose determined nature drives them to go out and explore the natural world. The way they bounce around is a great thing to be a part of. However, children often confuse them as toys and treat them with a rough hand due to their small size. The Affenpinscher can tolerate irritation to a degree, but when they begin to feel uneasy, they could become angry. But, as with other breeds of dog, the affenpinscher is trained to be a great family pet.

8.The Chow-Chow

Chow canines are incredibly adorable. However, other breeds would be better as pets for children. They need a leader who does not hesitate to assert his authority, but they could be jealous of that master.

9.The Afghan Hound

The Afghan dog is a highly ancient breed that goes for hundreds, if not thousands of years. It was first developed in the mountains of Afghanistan and was used as a hunter and guard dog. They are tough-willed and have impressive leadership traits, which means they could require more time in training than the other breeds of dogs. The Afghan dog is a massive dog that is highly territorial, so keep smaller dogs away. Be extremely cautious, especially when children are around the animal too. Due to its size and temperament, the Afghan dog needs a strong and assertive but gentle master. So, if you cannot meet these standards and have children around, you may be interested in a small and gentle breed.